The following terms and conditions apply to all users who use SEDOL services (defined below). SEDOL.COM.

The terms and conditions governing SEDOL purchase orders to you are based on the country in which the company is located, as indicated in the purchase order. If it is not so indicated, or otherwise not agreed between the parties, if you are located in North America or South America the terms and conditions as You may not use our service or the information it provides to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require Fair Credit and Reporting Act (FCRA) compliance. Sedol.com does not provide consumer reports and is not a consumer reporting agency. (These terms have special meanings under the Fair Credit Reporting Act, 15 USC 1681 et seq., ("FCRA"), which are incorporated herein by reference.) The information available on our website may not be 100% accurate, complete, or up to date, so do not use it as a substitute for your own due diligence, especially if you have concerns about a person's criminal history. Sedol.com does not make any representation or warranty about the accuracy of the information available through our website or about the character or integrity of the person about whom you inquire.

and if you are located elsewhere, the terms and conditions of the Cyprus shall apply.

Subject to your continued strict compliance with the terms and conditions of this document, the Limited License, and the limitations below, SEDOL provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicensable, and non-transferable license to use the Sites. You may download and print materials and information from the Sites solely for your personal use, provided that you do not remove from any such hard copies any copyright and/or other applicable intellectual property notices. Notwithstanding the foregoing license grant, you hereby acknowledge and agree that (i) the content layout, formatting, and features of and access privileges for the Sites shall be determined by SEDOL in its sole and absolute discretion; (ii) SEDOL has the right to control and direct the means, manner, and method by which the Sites is provided; (iii) SEDOL may, from time to time, engage independent contractors, consultants, or subcontractors to aid SEDOL in providing the Sites or use thereof; and (iv) SEDOL has the right to provide the Sites to others. In addition, you hereby acknowledge and agree that these Terms provide you with only a limited license to access and use the Sites. Accordingly, you hereby acknowledge and agree that SEDOL transfers no ownership or intellectual property interest or title in and to the Sites to you or anyone else under these Terms. SEDOL hereby reserves any and all intellectual property rights not otherwise expressly granted in these Terms.


Limitation of Use

You may use SEDOL Services for personal, lawful purposes only. You may not use SEDOL Products in any manner that (1) violates or infringes in any way upon the rights of others, (2) is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, or otherwise objectionable, (3) encourages conduct that would constitute a criminal or other offense, (4) gives rise to civil liability, or (5) otherwise violates any applicable local, state, federal or international law, ordinance including any regulations requirements, procedures or policies in force from time to time, or any right of any third party, including without limitation, any right of privacy or publicity. You also may not undertake any conduct that, in SEDOL 's judgment, restricts or inhibits any other user from using or enjoying SEDOL Services.

You may not use SEDOL Services to determine a consumer's eligibility for credit or insurance for personal, family or household purposes, employment or a government license or benefit or for any other purpose governed by the FCRA (Fair Credit Reporting Act) in USA and GDPR in Europe.


Prohibited Activities

You are specifically prohibited from any use of this Web Site, and you agree not to use or permit others to use this Web Site, without limitation, for any of the following:

  1. take any action that imposes an unreasonable or disproportionately large load on, or waste of valuable time for, the Web Site's infrastructure or resources, including, but not limited to, sending or promoting the distribution of "spam," "junk mail," chain letters, or other such unsolicited or unlawful mass e-mailing techniques;

  2. disclose to, or share with, any unauthorized third parties the ID's, assigned confirmation numbers and/or passwords, or use the ID's, assigned confirmation numbers and/or passwords for any unauthorized purpose, or otherwise allow or facilitate others to gain access to Sedol information technology systems, environments, networks, files, data or accounts through the use of the ID's, assigned confirmation numbers and/or passwords;

  3. access or attempt to access Sedol information technology systems, environments, networks, files, data or accounts to which express authorization has not been obtained (including access to data not intended for You), or log into a server or account that you are not authorized to access;

  4. attempt to decipher, decompile, disassemble, modify, remove or reverse engineer any of the software or HTML code comprising or in any way making up a part of this Web Site;

  5. interfere with, disrupt, disable or damage (or attempt to interfere with, disrupt, disable or damage), in an unauthorized manner, the use or operation of this Web Site or Sedol , its affiliated or related entities' or the Third Party’s systems, equipment or applications, or service to any user, host, or network, including by use of any programs, scripts, commands, viruses, worms, web bugs, harmful code, Trojan horses, other contaminants, or otherwise. This includes "denial of service" attacks, "flooding" of networks, deliberate attempts to overload a service or to burden excessively a service's resources, attempts to "crash" a host, and/or modifying or rerouting any content or services provided at this Web Site;

  6. attempt to circumvent or subvert system or network security (i.e., authentication) mechanisms, or probe the security of any system, network, or account, associated or used in conjunction with this Web Site;

  7. upload, post, e-mail or otherwise transmit any information, content, or proprietary rights that you do not have a right to transmit under this Agreement, any law or other contractual or fiduciary relationships; and/or

  8. use any robot, spider, intelligent agent, meta-searching, other automatic device, or manual process to search, monitor or copy Sedol Web Site pages or the content.


Risks

The SEDOL service may be vulnerable to various security issues and should not be considered secure. By using the SEDOL services you may be subject to various risks, including, among others:
-Unauthorized exposure of information
-Unauthorized invasion of your or someone else’s privacy during, or as a result of, your or another's use of the Service.
-Spoofing, eavesdropping, sniffing, spamming, breaking passwords, harassment, fraud, forgery, "imposturing", electronic trespassing, tampering, hacking, nuking, system contamination including without limitation use of viruses, worms and Trojan horses causing unauthorized, damaging or harmful access and/or retrieval of information and data on your computer and other forms of activity that may even be unlawful.
If you do not wish to be subjected to these risks you are advised not to use the services.


Intellectual Property Rights

As between SEDOL and you, FASMA is the sole owner of the Software, FASMA Products, including without limitation, all applicable U.S. and non-U.S. Copyrights, patents, trademarks, and trade secrets, and other intellectual property rights thereto. All title and intellectual property rights in and to the content of any third party web site which may be linked to or viewed in connection with the Service is the property of the respective content owner and may be protected by applicable Copyright or other intellectual property laws and treaties. This Agreement grants you no rights to use such content except as allowed by such third party.


LEGAL ADVICE

Information from this website does not constitute legal advice and should not be relied upon in making or refraining from making, any decision.

All material contained on this Website is provided without warranty of any kind. You use the material on this Website at your own discretion and risk.


DISCLAIMERS AND LIMITATION OF LIABILITY

This Website is provided by FASMA on an “AS IS” and “AS AVAILABLE” basis. FASMA makes no representations or warranties of any kind, express or implied, as to the working of this Website, or the information, content included on this Website. You use this Website at your own risk as expressly agreed by your continued use.

When permitted by law, FASMA will not be liable for any indirect or consequential loss or damage (including without limitation, loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

FASMA makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of FASMA for death or personal injury as a result of the negligence of FASMA or that of its employees or agents.

INDEMNITY

You, and/or your company shall indemnify us for any loss or damage suffered to sedol.com

You agree to indemnify and hold FASMA and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against FASMA arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

SEVERANCE

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

WAIVER

If you breach these Conditions of Use and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Conditions of Use.


Disclaimer of Warranty

YOUR USE OF SEDOL.com SERVICES IS AT YOUR SOLE RISK. SEDOL SERVICES ARE PROVIDED "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE" FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, UNLESS SUCH WARRANTIES ARE LEGALLY INCAPABLE OF EXCLUSION.
WITHOUT LIMITATION OF THE FOREGOING, SEDOL AND ITS VENDORS SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, SECURITY, USEFULNESS, INTEROPERABILITY, OR CONTENT OF THE SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. FASMA AND ITS VENDORS DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN SEDOL SERVICES WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF SEDOL SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN SEDOL SERVICES WILL BE CORRECTED. FASMA AND ITS VENDORS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF SEDOL.COM SERVICES OR RELATED DOCUMENTATION IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. FASMA PROVIDES SEDOL.COM SERVICES ON A COMMERCIALLY REASONABLE BASIS AND DOES NOT GUARANTEE THAT USERS WILL BE ABLE TO ACCESS OR USE SEDOL SERVICES AT TIMES OR LOCATIONS OF THEIR CHOOSING, OR THAT SEDOL WILL HAVE ADEQUATE CAPACITY FOR SEDOL SERVICES AS A WHOLE.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY THE SERVICE, INCLUDING WITHOUT LIMITATION AS A RESULT OF ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. FASMA DOES NOT WARRANT OR GUARANTEE THAT ALL VERSIONS SHALL BE PROVIDED WITH SIMILAR GRADES AND LEVELS OF SERVICE, FEATURES, FUNCTIONALITY AND THE ABILITY TO USE THE SERVICE. SEDOL.COM OR FASMA DOES NOT WARRANT OR GUARANTEE (1) THAT ANY PROGRAM OR PORTION OF THE SERVICE WILL BE FREE OF INFECTION BY VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE MANIFESTING CONTAMINATING OR DESTRUCTIVE PROPERTIES; OR (2) THAT THE FUNCTIONS OR SERVICES PERFORMED BY SEDOL WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. IT IS YOUR SOLE RESPONSIBILITY TO ISOLATE THE INFORMATION, EXECUTE ANTI-CONTAMINATION SOFTWARE AND OTHERWISE TAKE STEPS TO ENSURE THAT SOFTWARE OR OTHER INFORMATION OBTAINED FROM THE SERVICE OR OTHER USERS, IF CONTAMINATED OR INFECTED, WILL NOT DAMAGE YOUR INFORMATION OR SYSTEM.


No liability

IN NO EVENT WILL SEDOL.COM AND FASMA , ITS OFFICERS, DIRECTORS, EMPLOYEES, PARENTS, AFFILIATES, SUCCESSORS OR ASSIGNS, BE LIABLE TO ANY PARTY (i) FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA, LOSS OF GOODWILL, OR INFORMATION, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES AND THE LIKE), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE SEDOL SERVICES, EVEN IF SEDOL SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF ANY OTHER SOFTWARE OR OTHER CONTENT INCLUDED AS PART OF THE SERVICE OR BY THE SITE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, SEDOL 'S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. FASMA'S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO ANY DISPUTE WITH FASMA (INCLUDING WITHOUT LIMITATION YOUR USE OF FASMA AND SEDOL.COM SERVICE) IS TO DISCONTINUE YOUR USE OF SEDOL SERVICES. FASMA DOES NOT ENDORSE, WARRANT OR GUARANTEE ANY PRODUCT OR SERVICE OFFERED THROUGH SEDOL.COM PRODUCT PRODUCTS AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.


No Support by SEDOL

You understand that your use of the Services is at your own risk and that SEDOL does not commit to provide any assistance other than the information posted on the Web site located at www.SEDOL.com. SEDOL OR FASMA is under no obligation to provide you with any error corrections, updates, upgrades, bug fixes and/or enhancements of the Service.


Termination

FASMA has the right to terminate your access to SEDOL.COM Services for any reason, including, without limitation, if it, at its sole discretion, considers your use to be unacceptable, or in the event of any breach by you of the Terms of Service (either directly or through breach of any other terms and conditions or operating rules applicable to you). FASMA may, but shall be under no obligation to, provide you a warning prior to termination of your use of SEDOL Services.


Refund Policy

Our number one goal at SEDOL is customer satisfaction. If you are ever not satisfied with our Membership Plan and/or Services, feel free to call one of our customer support staff at support@sedol.com, and we will work to resolve your issue. We're open Mon-Sun 5:00am to 10:00pm PST (8:00am - 1:00am EST) (Holiday hours may vary). Refunds are handled on a case-by-case basis with the ultimate goal of complete customer satisfaction.


Billing Errors

If you believe that you have been erroneously billed, please notify our Customer Service Department at support@sedol.com, immediately to notify us of such error.


Reversals and Chargebacks

SEDOL.com considers chargebacks and reversals as potential cases of fraudulent use of our Membership Plans and/or theft of Membership Plans and will be treated as such. SEDOL reserves the right of filing a complaint with the appropriate local and federal authorities to investigate. Be advised that all activity and IP address information is being monitored and that this information may be used in a civil and/or criminal case(s) against a customer if there is fraudulent use and or theft of Membership Plans.


3rd party sites and services

Third parties may offer from time to time applications or services to access SEDOL Services. Your use of such third-party applications will be at your own risk and subject to the terms and conditions of those third-parties. SEDOL does not represent and warrant that access and use of SEDOL Services through these third-party applications will be compatible, uninterrupted, error free, without defects or that you will be able to access SEDOL Services at all times and locations of your choosing. You also agree that SEDOL is under no obligation to provide you with any error corrections, updates, upgrade, fixes and/or enhancements to make SEDOL Services accessible through these third-party applications.

The SEDOL service may provide, or third parties may provide, links to World Wide Web sites or other Internet resources. Any third-party sites to which SEDOL Services may link are not under control of SEDOL. SEDOL does not have any responsibility or liability for any information, data, communications, materials or other content available on such third-party sites or any changes or updates to such sites. SEDOL is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by SEDOL of the site.


Electronic Delivery Policy

SEDOL.com, as an online business, transacts with its users electronically. WHEN YOU SIGN UP FOR ANY SEDOL PRODUCT, YOU CONSENT TO RECEIVE ELECTRONICALLY FROM SEDOL ANY PRIVACY OR OTHER NOTICES, AGREEMENTS, DISCLOSURES, REPORTS, DOCUMENTS, COMMUNICATIONS, OR OTHER RECORDS (COLLECTIVELY, "NOTICES"). You agree that SEDOL.com generally can send you electronic Notices in either or both of the following ways: (1) to the e-mail address that you provided to SEDOL during registration or (2) on a welcoming screen or top page of the relevant SEDOL Product. The delivery of any Notice from SEDOL is effective when sent by SEDOL , regardless of whether you read the Notice when you receive it or whether you actually receive the delivery. Your only method of withdrawing consent to receive Notices electronically is to terminate any subscriptions, services or other products provided under these Terms of Service.


Entire Agreement

This License constitutes the entire understanding between SEDOL.com and FASMA and you with respect to the subject matter hereof. There are no understandings, agreements, conditions or representations, oral or written, express or implied, with reference to the subject matter hereof that are not merged herein, expressly referenced herein, or superseded hereby.

SEDOL.COM and FASMA reserves the right, in its sole discretion, to modify, alter or otherwise update this Agreement, or to change or delete any features of this Web Site, at any time, with or without prior notice to you.


GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the law of Cyprus and you hereby submit to the exclusive jurisdiction of the Cyprus courts.

We may update the Terms and/or the Schedules from time to time. If you have already entered into an agreement with FASMA.

By signing the Order Form or Statement of Work, you, the Client, acknowledge that you have read and accepted the relevant terms and conditions that are incorporated by reference into the agreement between you and the applicable Affiliate in the FASMA.

VAT Regulations delegates from all countries are required to pay VAT on any event taking place in the Cyprus Delegates will be sent information on how to claim back.


VAT PAYMENTS

All payments must be received within 10 days of booking. Failure to pay within this time may result in the conference place being cancelled.